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Seller's Tip #2

Eliminate Clutter

Less stuff in your home typically means more money in your pocket at the end of a real estate transaction. You just want enough furniture in your home so that it is staged and shows off each rooms best features.
 

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Jan 17

Outstanding Rates!

Published in st jamesrollarefinancereal estatemissouriinterest rateshomeownerbuyer by justin81

Right now interest rates in the Rolla, Missouri and St. James, Missouri markets are at an outstanding level. They have slowly been creeping down. Multiple banks in town have posted 30-year fixed rate loans for 5.625%.

These rates mean many things to the consumer. As a homeowner, if you are locked in to an adjustable rate mortgage or a higher fixed rate mortgage, you need to strongly consider refinancing, because there is no telling how long these rates will remain at this level. Historically speaking, there is not too much farther that these rates can drop. There is no guarantee when it comes to this sort of thing (they may go up today as I am typing this, and they may creep down farther), but I can tell you it is defintiely worth taking a hard look at it.

As a potential buyer, there is no better time to get into a home with a great rate. Opportunites abound for homebuyers as our rates are low, there is a large inventory of homes on the market, and this is typically a down time of the year anyway. Combine all of those things and you may be able to really get an outstanding deal for yourself.